PFM(Personal Financial Management) data collected is provided to
B2C solution developers through 96 API's

Personal Data API Key Products

Credit Limit/Interest Rate Inquiry

Service Features

  • 01

    Provides loan product data of 30+ financial institutions

    Provides real-time credit limit/interest rate of personal loan products collected from 30+ financial institutions.

  • 02

    Enables services connected with financial institutions

    Numerous fintech companies could quickly build services connected with financial institutions through a simple application of COOCON API's.

API's

Source Data Providers 30+ financial institutions in Korea, including Citibank Korea, Busan Bank, Suhyup Bank, Woori Card, Korea Investment Savings Bank, SBI Savings Bank, and Acuon Capital
Data
아이콘

Credit limit

아이콘

Interest rate

아이콘

Loan application

아이콘

Loan execution


등호 아이콘
아이콘

Credit Limit/Interest Rate
Inquiry

Customers

  • 로고 이미지
    KakaoPay
  • 로고 이미지
    Toss
  • 로고 이미지
    PAYCO
  • 로고 이미지
    Banksalad
  • 로고 이미지
    SK Planet
  • dot 이미지
    Others

Use Case

Loan Comparison Service of 로고 아이콘

KakaoPay, who has 40 million users, launched a non-contact personal loan comparison service that provides credit limit/interest rate of diverse financial institutions through COOCON APIs.

  • 이미지

    30+ financial institutions

  • Provides credit limit/
    interest rate of each financial institution

  • 이미지

    KakaoPay

  • Initial set-up costs

  • Monthly fee

  • Additional fee
    (per transaction)

Personal Income Data Package

Service Features

  • 01

    Provides real-time personal income data

    No need to get numerous documents issued for the certification of personal income. This product collects personal income data from diverse organizations and provides it at one time.

  • 02

    Easily combined with non-financial personal data for PFM purposes

    Combined with diverse non-financial personal data such as car ownership, real-estate ownership, and so on, this Personal Income Data API can be utilized for digital PFM(Personal Financial Management) services. Untact credit screening for personal loans or car lease contracts is an example.

API's

Source Data Providers National Health Insurance Service, National Pension Service, National Tax Service
Data
아이콘

Qualification certificate
for health insurance

아이콘

Insurance
premium

아이콘

Coverage Record of
National Pension

아이콘

Certificate of
Income

...
등호 아이콘
아이콘

Personal Income Data
Package

Customers

  • 로고 이미지
    Woori Bank
  • 로고 이미지
    OK Financial Group
  • 로고 이미지
    SK Rent-a-Car
  • 로고 이미지
    Korea Housing Finance Corporation
  • 로고 이미지

    NAVER FINANCIAL Corporation

  • dot 이미지
    Others

Use Case

로고 아이콘 simplified branches’ work process

Woori Bank, a traditional Korean bank established in 1899, launched mobile loan application and execution service, which makes the entire loan process convenient by replacing the process of submitting documents to branches with using data collected through COOCON APIs.

  • 이미지

    National Pension Service,
    National Health Insurance Service,
    and National Tax Service

  • Provides various data for
    the certification of personal income

  • 이미지

    Woori Bank

  • Initial set-up costs

  • Monthly fee

Car Info Inquiry with Owner Verification

Service Features

  • 01

    Vast amount of information real-time

    Provides vast amount of information on personally owned cars; owner info, repair/maintenance history, FMV, and so on.

  • 02

    This API product can be tailored in to diverse business models

    Car Info Inquiry API can be utilized for diverse business models on digital platforms providing car-mortgage loans, car insurances, used car price information, and other personal property management services.

API's

Source Data Providers eCar, CARMART, AUTOBEGINS
Data
아이콘

Car information
(Basic)

아이콘

Car information
(Details)

아이콘

FMV
(Fair Market Value)

아이콘

Repair/Maintenance
history


등호 아이콘
아이콘

Car Info Inquiry
with Owner Verification

Customers

  • 로고 이미지

    NAVER FINANCIAL Corporation

  • 로고 이미지
    KakaoPay
  • 로고 이미지
    DGB Capital
  • 로고 이미지
    Samsung Fire & Marine Insurance
  • 로고 이미지
    BC Card
  • dot 이미지
    Others

Use Case

로고 아이콘 PROVIDES PERSONALLY-OWNED CAR MANAGEMENT SERVICE

"MY CAR," is a car management service provided by NAVER FINANCIAL. This service provides all information on personally owned cars; FMV of the car, inspection schedule, and residual value, and so on. “MY CAR” is provided all the data needed for the service through COOCON APIs.

  • 이미지

    eCar, CARMART, and AUTOBEGINS

  • Provides detailed car infomation

  • 이미지

    NAVER FINANCIAL Corporation

  • Initial set-up costs

  • Monthly fee

  • Additional fee
    (per transaction)

ID Card Verification

Service Features

  • 01

    Easy verification of customer ID card

    Verifies various ID cards such as resident registration card, driver’s license, and alien registration card without a digital certificate.

  • 02

    Enables to develop non-contact services

    This API product enables non-contact services that require ID card verification, such as account opening, card issuance, document screening, and so on.

API's

Source Data Providers GOV.KR(a major government service portal), Road Traffic Authority, National Police Agency, HI Korea
Data
아이콘

Resident registration
card verification

아이콘

Driver’s license
verification

아이콘

Alien registration
card verification


등호 아이콘
아이콘

ID Card Verification

Customers

  • 로고 이미지
    Hanwha Life Insurance
  • 로고 이미지
    Citibank
  • 로고 이미지
    KB Capital
  • 로고 이미지
    Woori Card
  • 로고 이미지
    KakaoPay
  • dot 이미지
    Others

Use Case

로고 아이콘 automated Customer Identification Process

Hanwha Life Insurance, the first life insurance company in Korea, automated the process of verifying the authentication of customer ID’s through COOCON APIs. It simplified the customer relations management and improved work efficiency.

  • 이미지

    GOV.KR
    (a major government service portal),
    Road Traffic Authority,
    National Police Agency, and HI Korea

  • Provides ID card verification result

  • 이미지

    Hanwha Life Insurance

  • Initial set-up costs

  • Monthly fee

  • Additional fee
    (per transaction)