PFM(Personal Financial Management) data collected is provided to
B2C solution developers through 107 API's
Personal Data API Key Products
Credit Limit/Interest Rate Inquiry
Service Features
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01
Provides loan product data of 30+ financial institutions
Provides real-time credit limit/interest rate of personal loan products collected from 30+ financial institutions.
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02
Enables services connected with financial institutions
Numerous fintech companies could quickly build services connected with financial institutions through a simple application of COOCON API's.
API's
Source Data Providers | 30+ financial institutions in Korea, including Citibank Korea, Busan Bank, Suhyup Bank, Woori Card, Korea Investment Savings Bank, SBI Savings Bank, and Acuon Capital |
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Data |
![]() Credit limit ![]() Interest rate ![]() Loan application ![]() Loan execution ![]() ![]() Credit Limit/Interest Rate |
Customers
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KakaoPay
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Toss
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PAYCO
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Banksalad
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SK Planet
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Others
Use Case
Loan Comparison Service of
KakaoPay, who has 40 million users, launched a non-contact personal loan comparison service that provides credit limit/interest rate of diverse financial institutions through COOCON APIs.
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30+ financial institutions
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Provides credit limit/
interest rate of each financial institution -
KakaoPay
Initial set-up costs
Monthly fee
Additional fee
(per transaction)
Personal Income Data Package
Service Features
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01
Provides real-time personal income data
No need to get numerous documents issued for the certification of personal income. This product collects personal income data from diverse organizations and provides it at one time.
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02
Easily combined with non-financial personal data for PFM purposes
Combined with diverse non-financial personal data such as car ownership, real-estate ownership, and so on, this Personal Income Data API can be utilized for digital PFM(Personal Financial Management) services. Untact credit screening for personal loans or car lease contracts is an example.
API's
Source Data Providers | National Health Insurance Service, National Pension Service, National Tax Service |
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Data |
![]() Qualification certificate ![]() Insurance ![]() Coverage Record of ![]() Certificate of ![]() ![]() Personal Income Data |
Customers
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Woori Bank
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OK Financial Group
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SK Rent-a-Car
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Korea Housing & Urban Guarantee Corporation
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NAVER FINANCIAL Corporation
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Others
Use Case
simplified branches’ work process
Woori Bank, a traditional Korean bank established in 1899, launched mobile loan application and execution service, which makes the entire loan process convenient by replacing the process of submitting documents to branches with using data collected through COOCON APIs.
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National Pension Service,
National Health Insurance Service,
and National Tax Service -
Provides various data for
the certification of personal income -
Woori Bank
Initial set-up costs
Monthly fee
Car Info Inquiry with Owner Verification
Service Features
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01
Vast amount of information real-time
Provides vast amount of information on personally owned cars; owner info, repair/maintenance history, FMV, and so on.
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02
This API product can be tailored in to diverse business models
Car Info Inquiry API can be utilized for diverse business models on digital platforms providing car-mortgage loans, car insurances, used car price information, and other personal property management services.
API's
Source Data Providers | eCar, CARMART, AUTOBEGINS |
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Data |
![]() Car information ![]() Car information ![]() FMV ![]() Repair/Maintenance ![]() ![]() Car Info Inquiry |
Customers
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NAVER FINANCIAL Corporation
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KakaoPay
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DGB Capital
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Samsung Fire & Marine Insurance
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BC Card
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Others
Use Case
PROVIDES PERSONALLY-OWNED CAR MANAGEMENT SERVICE
"MY CAR," is a car management service provided by NAVER FINANCIAL. This service provides all information on personally owned cars; FMV of the car, inspection schedule, and residual value, and so on. “MY CAR” is provided all the data needed for the service through COOCON APIs.
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eCar, CARMART, and AUTOBEGINS
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Provides detailed car infomation
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NAVER FINANCIAL Corporation
Initial set-up costs
Monthly fee
Additional fee
(per transaction)
ID Card Verification
Service Features
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01
Easy verification of customer ID card
Verifies various ID cards such as resident registration card, driver’s license, and alien registration card without a digital certificate.
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02
Enables to develop non-contact services
This API product enables non-contact services that require ID card verification, such as account opening, card issuance, document screening, and so on.
API's
Source Data Providers | GOV.KR(a major government service portal), Road Traffic Authority, National Police Agency, HI Korea |
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Data |
![]() Resident registration ![]() Driver’s license ![]() Alien registration ![]() ![]() ID Card Verification |
Customers
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Hanwha Life Insurance
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Citibank
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KB Capital
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Woori Card
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KakaoPay
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Others
Use Case
automated Customer Identification Process
Hanwha Life Insurance, the first life insurance company in Korea, automated the process of verifying the authentication of customer ID’s through COOCON APIs. It simplified the customer relations management and improved work efficiency.
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GOV.KR
(a major government service portal),
Road Traffic Authority,
National Police Agency, and HI Korea -
Provides ID card verification result
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Hanwha Life Insurance
Initial set-up costs
Monthly fee
Additional fee
(per transaction)